Why do doctors need specialist mortgage brokers?

colourful houses

There’s a misconception that because doctors tend to earn higher than average salaries, they do not experience difficulties when applying for mortgages. It comes as a surprise to many that the reality is rather different. Problems can occur because some lenders will not understand your banded remuneration package which can lead to confusion over the […]

Do you know your mortgage rate?

semi detached houses

Estimates suggest that well over one million borrowers have lapsed onto their lender’s default standard variable rate. Now could be the perfect time to consider a remortgage to get your finances in good shape for the year ahead. If your current tracker, fixed rate, or discount mortgage deal has ended, you are likely to be […]

Will the property pandemic bubble burst?

london street

Demand for property has pushed average house prices up 10.9% over the past year, the fastest pace for almost seven years. Is this growth sustainable? Almost certainly not but that is not to say prices will come tumbling down. What could happen? Some are expecting a market correction or even a crash. Indeed, the end […]

Budget 2021: Property update

revenue and customs

Chancellor Rishi Sunak announced an extension of the stamp duty ‘holiday’ until June 30. The tax break was due to expire on March 31. The government had also confirmed plans to bring back 5% deposits to help first-time buyers get on the ladder. Mr Sunak confirmed the return of 95% mortgages on properties worth up […]

Mortgage update

Most Budgets or fiscal statements have a ‘rabbit pulled out of the hat’ moment and this July’s summer statement was no different.

Property Update

Despite comfortable lifestyles, many homeowners might be facing large mortgages on primary residences or second properties. This can be difficult to manage when the economy hits particularly volatile periods. In a bid to boost the economy, the Bank of England base rate was cut twice in March, from 0.75 to 0.25 per cent on 11 […]

How to make your mortgage application easier

couple living room

There’s a misconception that because doctors tend to earn higher than average salaries, they do not experience difficulties when applying for mortgages. It comes as a surprise to many that the reality can be rather different. Problems can occur because some lenders will not understand your banded remuneration package which can lead to confusion over […]