Pensions

Not only will you need to consider your NHS pension, with its various schemes and benefits, but you may have private pensions in place to provide a full income in retirement.

New government rules set to come into force in 2027 mean that your private pensions may be liable to inheritance tax. This could mean rethinking your lifestyle funding in later years and how you choose to leave your assets to the next generation.

Our advisers have decades of experience in dealing with medical pension issues. We understand the nuances involved and the problems which can be costly if not fully checked.

We can ensure you (and possibly your spouse) are making the most of all opportunities to save for the future and can help mitigate against breaching the strict allowances for tax-free pension savings.